California Street Racer Charged with Car Insurance Coverage Scams, Grand Theft – Insurance Coverage Journal

29October 2020

Article 0 Comments Michael Lynn Cooper, 55, of Ontario, Calif., was charged with multiple felony counts of insurance coverage fraud and grand theft after presumably misrepresenting the truths of a collision to his insurance provider to receive a payment after he was street racing.

When another car was attempting to race him, Cooper reported an auto collision to his insurance coverage business in April claiming his 2016 Dodge Challenger was sideswiped. The collision supposedly caused him to lose control and struck a structure leading to particles damage to two other cars. Cooper’s insurance company paid $35,321 for his claim.

In Might, Cooper’s insurance provider referred the case to the California Department of Insurance after receiving video showing what seemed Cooper street racing before the collision.

A CDI examination, with support from the Ontario Police Department, resulted in charges versus Cooper for street racing and driving over 100 mph prior to the collision. Street racing is an exclusion of protection under his insurance plan. The supposed fraud resulted in a $35,321 loss to the insurance provider.

Cooper is likewise being charged with car code violations for street racing and giving false statements to a peace officer.

Cooper self-surrendered on Oct. 28, and was booked at the West Valley Detention Center where he remains in custody. The San Bernardino District Attorney’s Workplace’s vehicle insurance coverage fraud system is prosecuting this case.

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